Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. I am a Manitoba licensed CENTURY 21® REALTOR® and will be there with you every step of the way to get you into your dream home at every life stage. Let's grab a coffee and talk about your new home wish list. This is where you get to talk and I listen! Need help deciding on a neighbourhood? Unsure if you're ready to jump from renting to owning? I can help!
If you're buying, my extensive access to pocket listings (off-market properties) gives my buyers opportunities to properties other buyers don't have. I'm also an avid do-it-yourselfer. I have a great eye for spotting properties that will work for my clients who want to put in a little TLC to make their dream of home ownership a reality. I can enhance your search process by helping you uncover what you may not have considered, whether it is schools, lifestyle, or the re-sale value of the property. Finally, with my knowledge of the market and negotiating skills, I will help you get the best possible deal and handle all the critical details.
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
The process of determining the market value of a property.
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: